86 Ovel St, Sumiton, AL 35148 Property Records

Walker County property record for 86 Ovel St, Sumiton, AL 35148

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Feb 2019)
Tax Bill	$473 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-05-15-4-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`24-05-15-4-000-033.000`
Alternative APNs	`362405154000033.000` `479655`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	479655
Street Address	86 OVEL ST
City	SUMITON
State	AL
Zip	35148-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT 5 BLK B PORTERFIELD SUB 1ST ADD 4/86 15-15-5
Legal Range	05W
Legal Township	15S
Legal Section	15
Legal Subdivision	PORTERFIELD SUB 1ST ADD
Legal Block	B
Legal Lot Number	5
Jurisdiction	WALKER AL
Township / Civil Division	DORA
Census Block Group	2
Census Block	2046
Census Tract	21700

Owner

86 Ovel St is owned and occupied by an individual who bought it in February 2019.

Source: Walker County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	86 OVEL ST, SUMITON, AL 35148-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2017	Warranty Deed, Transfer
Jul 7, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Book / Page	2559 / 397
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER AL
Property Address	86 OVEL ST, SUMITON, AL 35148-3103
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002637/741
Date	Jan 15, 2021
Book Page	2637/741

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Feb 19, 2019
Property Address	86 OVEL ST, SUMITON, AL 35148-3103
Document Number	002559/397
Book / Page	2559 / 397
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 2ND ST S, SUMITON, AL 35148-3334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 OVEL ST, SUMITON, AL 35148-3103

Mortgage

Document Number	002560/227
Date	Feb 19, 2019
Book Page	2560/227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Oct 30, 2017
Property Address	86 OVEL ST, SUMITON, AL 35148-3103
Document Number	002512/782
Book / Page	2512 / 782
Instrument Date	Oct 24, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 242928, MONTGOMERY, AL 36124-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 2ND ST S, SUMITON, AL 35148-3334

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WALKER AL
Recording Date	Jul 7, 2017
Property Address	86 OVEL ST, SUMITON, AL 35148-3103
Document Number	002501/706
Book / Page	2501 / 706
Instrument Date	Jun 20, 2017
Transaction Type	Foreclosure
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242928, MONTGOMERY, AL 36124-2928

Tax Assessment & Valuation

The 2025 property tax bill for 86 Ovel St was $473 with a homeowner's exemption, up 28.5% from the year before.

Source: Walker County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Walker County
Municipality	Sumiton City
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (+28.53%)	$16,420 (+25.54%)	$164,100 (+25.46%)
2024	$368.00 (+16.46%) Homeowner's exemption	$13,080 (+14.14%) Land $600 Building $12,480	$130,800 (+14.14%) Land $6,000 Building $124,800
2023	$316.00 (+1.94%) Homeowner's exemption	$11,460 (+2.05%) Land $600 Building $10,860	$114,600 (+2.05%) Land $6,000 Building $108,600
2022	$310.00 Homeowner's exemption	$11,230 Land $600 Building $10,630	$112,300 Land $6,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Ovel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Ovel St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMITON WATER WORKS BOARD serves 5,994 people · EPA ID AL0001351
Water Source	Purchased surface water from JASPER WATER WORKS & SEWER BOARD
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ovel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures