Walker County property record for 48 Ovel St, Sumiton, AL 35148
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft · built 1995 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-05-15-4-000-032.000 |
| Primary APN | 24-05-15-4-000-032.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 370605 |
|---|---|
| Street Address | 48 OVEL ST |
| City | SUMITON |
| State | AL |
| Zip | 35148-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O |
| Legal Description | LT 3 BLOCKB PORTERFIELD SUB 1ST ADD SUMITON 15-15-5 .3AC |
| Legal Range | 05W |
| Legal Township | 15S |
| Legal Section | 15 |
| Legal Subdivision | PORTERFIELD SUB 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | WALKER AL |
| Township / Civil Division | DORA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 21700 |
48 Ovel St is owned and occupied by two individuals who acquired it in November 2013.
Source: Walker County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 OVEL ST, SUMITON, AL 35148-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2013 |
| Transfer Doc | 002367/244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 48 OVEL ST, SUMITON, AL 35148-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002566/263 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 2566/263 |
| Name | AMERICA FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 29, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Walker County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Walker County |
| Municipality | Sumiton City |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,900 | $148,700 Land $6,000 Building $142,700 | |
| 2023 | Additional exemption filed | $11,240 Land $600 Building $10,640 | $112,400 Land $6,000 Building $106,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Ovel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Ovel St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMITON WATER WORKS BOARD serves 5,994 people · EPA ID AL0001351 |
|---|---|
| Water Source | Purchased surface water from JASPER WATER WORKS & SEWER BOARD |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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