86 Old Point Rd, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 86 Old Point Rd, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 885 sqft · built 1930
Lot Size	0.119 acres (5,166 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2021)
Tax Bill	$5,546 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2020 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0U05 B:0000 L:00044`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U05 B:0000 L:00044`
Alternative APN	`NBRY M:0U05 B:0000 L:00044`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
Gross Area	909 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Other
Lot Area	5,166 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	86 OLD POINT RD
City	NEWBURY
State	MA
Zip	01951-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	44
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2009
Census Tract	269100

Owner

86 Old Point Rd is owned and occupied by an individual who bought it in July 2021.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	86 OLD POINT RD, NEWBURY, MA 01951-1334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit NEWBURYPORT FIVE CENTS SAVINGS BANK
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2017	Quit Claim Deed, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Book / Page	40085 / 189
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	86 OLD POINT RD, NEWBURY, MA 01951-1334
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041851-121
Date	Nov 9, 2023
Book Page	41851/121
Instrument	20231109000100

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	86 OLD POINT RD, NEWBURY, MA 01951-1334
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038783-290
Date	Aug 4, 2020
Book Page	38783/290
Instrument	20200804001390

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jul 15, 2021
Property Address	86 OLD POINT RD, NEWBURY, MA 01951-1334
Document Number	040085-189
Book / Page	40085 / 189
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 OLD POINT RD, NEWBURY, MA 01951-1334

Mortgage

Document Number	0040085192
Date	Jul 15, 2021
Instrument	40085/192

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Nov 30, 2017
Property Address	86 OLD POINT RD, NEWBURY, MA 01951-1334
Document Number	00036370-5
Book / Page	36370 / 5
Instrument	171130004160
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 OLD POINT RD, NEWBURY, MA 01951-1334

Mortgage

Document Number	0363700007
Date	Nov 30, 2017
Instrument	36370/0007

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 86 Old Point Rd was $5,546, up 4.1% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,546.00 (+4.09%)	$744,400 (+7.29%) Land $601,200 Building $143,200	$788,690
2024	$5,328.00 (+28.88%)	$693,800 (+45.51%) Land $561,100 Building $132,700
2023	$4,134.00	$476,800 Land $365,700 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Old Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 355 policies
Nearby Flood Policies	355 in force
Nearby Flood Claims	61 (1978–2025)
Claims Outside the SFHA	3 of 61
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Old Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBURYPORT WATER DEPARTMENT serves 20,335 people · EPA ID MA3206000
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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