86 Norfolk St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 86 Norfolk St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,608 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2021)
Tax Bill	$6,644 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4-005-14-16`

Property Details

APN / Parcel Number

Primary APN	`4-005-14-16`
Alternative APNs	`WORC M:04 B:005 L:14-16` `M:04 B:005 L:14=16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	800 sqft
Basement Area	60 sqft
Unfinished Basement	60 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4-005-14-16
Street Address	86 NORFOLK ST
City	WORCESTER
State	MA
Zip	01604-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	5
Legal Lot Number	14-16
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	732203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Aug 11, 2021	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 29, 2020	Quit Claim Deed, Transfer QS LENDING T
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2021112594
Deed Book / Page	65815 / 348
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	065815-348
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070287-8
Date	Mar 15, 2024
Book Page	70287/8
Instrument	18653

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 11, 2021
Property Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Document Number	065815-348
Book / Page	65815 / 348
Instrument Date	Aug 9, 2021
Instrument	112594
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 NORFOLK ST, WORCESTER, MA 01604-2960

Mortgage

Document Number	0000112595
Date	Aug 11, 2021
Instrument	112595

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 29, 2020
Property Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Document Number	62494-210
Book / Page	062494 / 000210
Instrument Date	May 28, 2020
Instrument	55586
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 NORFOLK CT WORCESTER MA 01604, WORCESTER, MA 01604

Mortgage

Document Number	62494-220
Date	May 29, 2020
Book Page	062494/000220
Instrument	55588

Lender

Name	QS LENDING T

Agreement

Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 23, 2018
Property Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Document Number	59583-96
Book / Page	059583 / 000096
Instrument Date	Oct 23, 2018
Instrument	112385
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 E MOUNTAIN ST WORCESTER MA 016063038, WORCESTER, MA 01606-3038

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 22, 2018
Property Address	86 NORFOLK ST, WORCESTER, MA 01604-2960
Document Number	58345-93
Book / Page	058345 / 000093
Instrument Date	Jan 19, 2018
Instrument	6692
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Tax	$173.28
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 W MOUNTAIN ST WORCESTER MA 016061331, WORCESTER, MA 01606-1331

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,644.00 (+3.31%)	$500,300 (+2.6%) Land $103,400 Building $396,900	$488,348
2025	$6,431.00 (+11.21%)	$487,600 (+20.9%) Land $97,300 Building $390,300
2023	$5,783.00	$403,300 Land $84,600 Building $318,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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