81 Norfolk St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 81 Norfolk St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 2002
Lot Size	0.122 acres (5,315 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2012)
Tax Bill	$4,655 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-004-0021C`

Property Details

APN / Parcel Number

Primary APN	`4-004-0021C`
Alternative APN	`WORC M:04 B:004 L:0021C`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	624 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,315 sqft (0.122 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4-004-0021C
Street Address	81 NORFOLK ST
City	WORCESTER
State	MA
Zip	01604-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	4
Legal Lot Number	21C
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 NORFOLK ST, WORCESTER, MA 01604-2927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS INC
Mar 12, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on Record
Deed Sale	Oct 10, 2012 · Amount on Record
Prior Sale	Mar 13, 2009 · Amount on Record
Deed Book / Page	49762 / 219
Transfer Doc	049762-219
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	81 NORFOLK ST, WORCESTER, MA 01604-2927
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067985-282
Date	Jul 29, 2022
Book Page	67985/282
Instrument	83154

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	81 NORFOLK ST, WORCESTER, MA 01604-2927
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070062-351
Date	Jan 4, 2024
Book Page	70062/351

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Feb 1, 2042

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	81 NORFOLK ST, WORCESTER, MA 01604-2927
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072816-178
Date	Nov 13, 2025
Book Page	72816/178
Instrument	98731

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2029
Index	Other

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	81 NORFOLK ST, WORCESTER, MA 01604-2927
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071731-83
Date	Mar 12, 2025
Book Page	71731/83
Instrument	19269

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,655.00 (+6.18%)	$350,500 (+5.45%) Land $89,100 Building $261,400	$377,005
2025	$4,384.00 (+11.1%)	$332,400 (+20.78%) Land $83,900 Building $248,500
2023	$3,946.00	$275,200 Land $72,900 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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