Duval County property record for 86 Nicole Ln, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,114 sqft · built 1999 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (May 2004) |
| Tax Bill | $11,042 (2023) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169519-0720 |
| Primary APN | 169519-0720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 2,915 sqft |
| 1st Floor Area | 1,085 sqft |
| Upper Floors Area | 1,029 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,840 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 86 NICOLE LN |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG-M |
| Legal Description | 46-94 09-2S-29E TIFFANY BY THE SEA LOT 2 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | TIFFANY BY THE SEA |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13905 |
86 Nicole Ln is owned and occupied by two individuals who bought it in May 2004.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 NICOLE LN, ATLANTIC BEACH, FL 32233-5978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2004 · Amount on File |
| Deed Sale | May 17, 2004 · Amount on File |
| Prior Sale | Dec 19, 1997 · Amount on File |
| Deed Document Number | 2004154541 |
| Deed Book / Page | 11806 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 86 NICOLE LN, ATLANTIC BEACH, FL 32233-5978 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 86 NICOLE LN, ATLANTIC BEACH, FL 32233-5978 |
| Document Number | 0217080009 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 21708/9 |
| Instrument | 2025274847 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 86 NICOLE LN, ATLANTIC BEACH, FL 32233-5978 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0200300866 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 20030/866 |
| Instrument | 2021313723 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 86 NICOLE LN, ATLANTIC BEACH, FL 32233-5978 |
| Document Number | 0190870205 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 NICOLE LN ATLANTIC BEACH FL 322335978, ATLANTIC BEACH, FL 32233-5978 |
| Document Number | 0190870205 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 019087/000205 |
| Instrument | 23146 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,446 (+2.7%) | $1,318,616 (+1.71%) Land $653,249 Building $665,367 | |
| 2025 | Homeowner's exemption Veteran's exemption | $717,085 | $1,296,508 Land $650,000 Building $646,508 |
| 2023 | $11,042.00 (+7.48%) Homeowner's exemption Veteran's exemption | $676,579 (+3%) | $982,318 (+13.66%) Land $600,000 Building $382,318 |
| 2022 | $10,274.00 Homeowner's exemption Veteran's exemption | $656,873 | $864,273 Land $500,000 Building $364,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Nicole Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 260 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 322 units insured incl. 62 condo units |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 43 of 46 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Nicole Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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