Kane County property record for 86 N Lyle Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 1975 |
| Lot Size | 0.262 acres (11,397 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,520 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-301-001 |
| Primary APN | 06-15-301-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 11,397 sqft (0.262 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 86 N LYLE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY KNOLLS UNIT 8 LOT 16 |
| Legal Subdivision | COUNTRY KNOLLS |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 851904 |
86 N Lyle Ave is owner-occupied and held in a trust since December 2004.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 86 N LYLE AVE, ELGIN, IL 60123-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2004 |
| Transfer Doc | 0000005390 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 86 N Lyle Ave was $2,520 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 Homeowner's exemption Senior Citizen's exemption | $121,524 (+8.57%) Land $27,754 Building $93,770 | $364,718 (+8.57%) Land $83,295 Building $281,423 |
| 2024 | $111,931 Land $25,563 Building $86,368 | $335,927 Land $76,720 Building $259,208 | |
| 2022 | $3,298.00 (-2.8%) Homeowner's exemption | $92,205 (+6.96%) Land $21,058 Building $71,147 | $276,615 (+6.96%) Land $63,174 Building $213,441 |
| 2021 | $3,393.00 Homeowner's exemption | $86,205 Land $19,688 Building $66,517 | $258,615 Land $59,064 Building $199,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 N Lyle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 N Lyle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Fox Valley Internet.
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