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75 N Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 75 N Lyle Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details6 ba · 4,830 sqft · built 1966
Lot Size0.282 acres (12,264 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Feb 2016)
Tax Bill$16,228 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-15-304-004

Property Details

APN / Parcel Number

Primary APN06-15-304-004

Interior

Full Baths6 Baths
Total Rooms24 Rooms
Stories2 Stories
Building Area4,830 sqft Living Area
Gross Area7,245 sqft
Basement Area2,415 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,264 sqft (0.282 acres)
Lot Dimensions168 ft deep x 73 ft wide

Location & Zoning

Street Address75 N LYLE AVE
CityELGIN
StateIL
Zip60123-5063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANTS ADDN LOT 4
Legal SubdivisionGRANTS ADDN
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851904

Owner

75 N Lyle Ave is owned and occupied by two individuals who acquired it in January 2020.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address75 N LYLE AVE, ELGIN, IL 60123-5063
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK SB
Mar 17, 2020Intrafamily Transfer, Transfer
PRO TITLE GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2016 · Amount on File
Deed SaleFeb 4, 2016 · Amount on File
Prior SaleDec 6, 2004 · Amount on File
Deed Document Number20165829
Last Transfer DateJan 30, 2020
Transfer Doc0000013835
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address75 N LYLE AVE, ELGIN, IL 60123-5063
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyPRO TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006348
DateFeb 4, 2020
Instrument2020K006348
Lender
NamePEOPLES BANK SB
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4%
Max Rate9.5%

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 17, 2020
Property Address75 N LYLE AVE, ELGIN, IL 60123-5063
Document Number0000013835
Instrument DateJan 30, 2020
Instrument2020K013835
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyPRO TITLE GROUP INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address75 N LYLE AVE, ELGIN, IL 60123-5063

Tax Assessment & Valuation

The 2025 property tax bill for 75 N Lyle Ave was $16,228.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,228.00$212,720 (+8.57%) Land $38,659 Building $174,061$638,415 (+8.57%) Land $116,023 Building $522,392
2024$195,928 Land $35,607 Building $160,321$588,019 Land $106,864 Building $481,155
2022$13,995.00 (+3.96%)$161,399 (+6.96%) Land $29,332 Building $132,067$484,197 (+6.96%) Land $87,996 Building $396,201
2021$13,462.00$150,896 Land $27,423 Building $123,473$452,688 Land $82,269 Building $370,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 N Lyle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 75 N Lyle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Fox Valley Internet.

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