Westmoreland County property record for 86 N Cedar Ln, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 1975 |
| Owner | 2 Individual Names on File |
| Tax Bill | $811 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 6H-1-65 |
| Primary APN | 6H-1-65 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Porch | Enclosed Porch |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 18337 |
|---|---|
| Old Parcel Number | 6H-1-65 |
| Street Address | 86 N CEDAR LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DM |
| Legal Description | POTOMAC SHORES LOT 65 SEC 1DB 476 PG 233 |
| Legal Subdivision | POTOMAC SHORES |
| Legal Lot Number | 65 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10401 |
86 N Cedar Ln is owned and occupied by two individuals.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000476233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 86 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009482409 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 09482409 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 86 N Cedar Ln was $811.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $811.00 | $119,400 Land $35,100 Building $84,300 | $119,400 Land $35,100 Building $84,300 |
| 2023 | $740.00 | $119,400 Land $35,100 Building $84,300 | $119,400 Land $35,100 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 N Cedar Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 N Cedar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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