Westmoreland County property record for 76 N Cedar Ln, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,048 sqft · built 1970 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $838 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6H-1-64 |
| Primary APN | 6H-1-64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Porch | Enclosed Porch |
| Deck Area | 120 sqft |
| Patio Area | 160 sqft |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 13335 |
|---|---|
| Old Parcel Number | 6H-1-64 |
| Street Address | 76 N CEDAR LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DM |
| Legal Description | POTOMAC SHORES LOT 64 SEC 1DB 849 PG 1703 R/S |
| Legal Subdivision | POTOMAC SHORES |
| Legal Lot Number | 64 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY |
| Apr 30, 2019 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2013 |
| Deed Sale | Jul 30, 2013 |
| Prior Sale | Jun 5, 2012 · Amount on Record |
| Deed Document Number | 0008491703 |
| Deed Book / Page | 846 / 876 |
| Prior Transfer Date | Feb 4, 2013 |
| Prior Transfer Doc | 0000846876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 76 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DATAQUICK |
| Name | Verified Name |
|---|
| Document Number | 0009051044 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 9051044 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 76 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0009181467 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 09181467 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 76 N CEDAR LN, COLONIAL BEACH, VA 22443-4317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009392244 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 09392244 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $838.00 (+9.69%) | $123,300 (-) Land $35,100 Building $88,200 | $123,300 (-) Land $35,100 Building $88,200 |
| 2023 | $764.00 | $123,300 Land $35,100 Building $88,200 | $123,300 Land $35,100 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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