86 Mountain Rd, Plains, MT 59859 Property Records

Sanders County property record for 86 Mountain Rd, Plains, MT 59859

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,368 sqft · built 2011
Lot Size	24.2 acres (1,058,072 sqft)
Owner	2 Company Names on File
Tax Bill	$258 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R353854`

Property Details

APN / Parcel Number

Primary APN	`R353854`
Alternative APNs	`35-2979-30-3-01-30-0000` `0000002482`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,058,072 sqft (24.2 acres)
Terrain	Steep
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002482
Street Address	86 MOUNTAIN RD
City	PLAINS
State	MT
Zip	59859-9323
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BLACK JACK MOUNTAIN, S30, T20 N, R26 W, LOT 10, ACRES 24.29
Legal Range	26W
Legal Township	20N
Legal Section	30
Legal Subdivision	BLACK JACK MOUNTAIN
Legal Lot Number	10
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2049
Census Tract	100

Owner

Source: Sanders County records · APN R353854

Assessment roll updated September 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 807, PLAINS, MT 59859-0807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage STEARNS LENDING INC
Jul 13, 2021	Intrafamily Transfer, Transfer
Feb 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-CONTINENT FUNDING INC
May 10, 2019	Warranty Deed, Transfer · Stand-Alone Refinance STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025
Deed Sale	Nov 20, 2025
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	2025338427
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000338427
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312690
Date	May 10, 2019
Instrument	312690

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDERS MT
Recording Date	Jul 13, 2021
Property Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323
Document Number	322247
Instrument Date	Jun 28, 2021
Instrument	322247
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	315528
Date	Feb 05, 2020
Instrument	315528

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	319112
Date	Nov 30, 2020
Instrument	319112

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	May 10, 2019
Property Address	86 MOUNTAIN RD, PLAINS, MT 59859-9323
Document Number	312689
Instrument Date	May 09, 2019
Instrument	312689
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1913, SANDY, OR 97055-1913

Mortgage

Document Number	312690
Date	May 10, 2019
Instrument	312690

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Sanders County records · Assessment roll updated September 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$258.00 (+3.2%) Disabled Person's exemption Veteran's exemption	$401,946 (+21.51%)	$401,946 (+21.51%) Land $65,186 Building $336,760
2023	$250.00	$330,783	$330,783 Land $53,993 Building $276,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 14, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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