163 Mountain Rd, Plains, MT 59859 Property Records

Sanders County property record for 163 Mountain Rd, Plains, MT 59859

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,910 sqft · built 2020
Lot Size	21 acres (915,631 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,452 (2026)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R353850`

Property Details

APN / Parcel Number

Primary APN	`R353850`
Alternative APNs	`35-2979-30-3-01-60-0000` `0000002480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	678 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	915,631 sqft (21 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000002480
Street Address	163 MOUNTAIN RD
City	PLAINS
State	MT
Zip	59859-9003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BLACK JACK MOUNTAIN, S30, T20 N, R26 W, LOT 008, ACRES 21.02
Legal Range	26W
Legal Township	20N
Legal Section	30
Legal Subdivision	BLACK JACK MOUNTAIN
Legal Lot Number	8
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2049
Census Tract	100

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	621 N ROBINSON AVE, 100, OKLAHOMA CITY, OK 73102-6229
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Mar 28, 2025	Warranty Deed, Transfer
Mar 28, 2025	Intrafamily Transfer, Transfer CLARK FORK TITLE INC, CLARK FORK TITLE
May 10, 2021	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Aug 21, 2019	Quit Claim Deed, Transfer · ARM FIRST SECURITY BANK
Aug 21, 2019	Quit Claim Deed, Transfer · ARM FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025
Deed Sale	Mar 28, 2025
Deed Document Number	2025335441
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0000335440
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003

Mortgage

Document Number	0000321333
Date	May 10, 2021
Instrument	321333

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321331
Date	May 10, 2021
Instrument	321331

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2041

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Mar 28, 2025
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003
Document Number	0000335441
Instrument Date	Mar 27, 2025
Instrument	335441
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8483, PLAINS, MT 59859

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	621 N ROBINSON AVE STE 100, 100, OKLAHOMA CITY, OK 73102-6229

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDERS MT
Recording Date	Mar 28, 2025
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003
Document Number	0000335440
Instrument Date	Mar 26, 2025
Instrument	335440
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CLARK FORK TITLE INC, CLARK FORK TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 848, PLAINS, MT 59859-0848

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 MOUNTAIN RD, PLAINS, MT 59859

Mortgage

Document Number	321333
Date	May 10, 2021
Instrument	321333

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	321331
Date	May 10, 2021
Instrument	321331

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2041

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	Aug 21, 2019
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859
Document Number	313861
Instrument Date	Aug 21, 2019
Instrument	313861
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 848, PLAINS, MT 59859-0848

Mortgage

Document Number	313862
Date	Aug 21, 2019
Instrument	313862

Lender

Name	FIRST SECURITY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Sep 1, 2025
Index	1-Year CMT
Margin	3

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	Aug 21, 2019
Property Address	163 MOUNTAIN RD, PLAINS, MT 59859-9003
Document Number	0000313861
Instrument Date	Aug 21, 2019
Instrument	313861
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 848, PLAINS, MT 59859-0848

Mortgage

Document Number	0000313862
Date	Aug 21, 2019
Instrument	313862

Lender

Name	FIRST SECURITY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Sep 1, 2025
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,452.00 (+112.3%)	$393,259 (-)
2025	$1,626.00 (-21.41%)	$393,259 (+16.72%)	$393,259 (+16.72%) Land $59,549 Building $333,710
2023	$2,069.00	$336,916	$336,916 Land $46,536 Building $290,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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