86 Moonstar Ln, Columbia, VA 23038 Property Records

Fluvanna County property record for 86 Moonstar Ln, Columbia, VA 23038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,716 sqft · built 2006
Lot Size	2.49 acres (108,552 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (May 2005)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`44 5 22`

Property Details

APN / Parcel Number

Primary APN	`44 5 22`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
Gross Area	4,662 sqft
1st Floor Area	2,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,552 sqft (2.49 acres)
Terrain	Rolling
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	86 MOONSTAR LN
City	COLUMBIA
State	VA
Zip	23038-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 210000923 AC 2.492 LOVIN RIDGE
Legal Subdivision	LOVIN RIDGE
Legal Block	2
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2044
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 MOONSTAR LN, COLUMBIA, VA 23038-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 25, 2021	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2005 · Amount on Record
Deed Sale	May 24, 2005 · Amount on Record
Deed Document Number	20053387
Deed Book / Page	633 / 628
Last Transfer Date	Feb 15, 2021
Transfer Doc	0000000923
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	86 MOONSTAR LN, COLUMBIA, VA 23038-3122
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000802
Date	Feb 19, 2021
Instrument	210000802

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 25, 2021
Property Address	86 MOONSTAR LN, COLUMBIA, VA 23038-3122
Document Number	210000923
Map Reference	PB 2 PG 156
Instrument Date	Feb 15, 2021
Instrument	210000923
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 MOONSTAR LN, 86, COLUMBIA, VA 23038-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MOONSTAR LN, COLUMBIA, VA 23038-3122

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,600 (+0.01%) Land $37,200 Building $305,400	$342,600 (+0.01%) Land $37,200 Building $305,400
2025	$2,586.00 (+16.12%)	$342,576 (+29.81%) Land $37,200 Building $305,376	$342,576 (+29.81%) Land $37,200 Building $305,376
2023		$263,900 Land $37,200 Building $226,700	$263,900 Land $37,200 Building $226,700
2022	$2,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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