433 Moonstar Ln, Columbia, VA 23038 Property Records

Fluvanna County property record for 433 Moonstar Ln, Columbia, VA 23038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2015
Lot Size	7.22 acres (314,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Dec 2023)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44 5 11`

Property Details

APN / Parcel Number

Primary APN	`44 5 11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,456 sqft
Basement Area	2,071 sqft
Unfinished Basement	2,071 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	314,895 sqft (7.22 acres)
Terrain	Rolling
Garage Area	503 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	244 sqft
Shed	1 Shed
Stable	Stable

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	433 MOONSTAR LN
City	COLUMBIA
State	VA
Zip	23038-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 947-733 AC 7.229 LOVIN RIDGE
Legal Subdivision	LOVIN RIDGE
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2044
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MOONSTAR LN, COLUMBIA, VA 23038-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIONS SHARE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20233379
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	433 MOONSTAR LN, COLUMBIA, VA 23038-3125
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000219
Date	Jan 20, 2022
Instrument	220000219

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	433 MOONSTAR LN, COLUMBIA, VA 23038-3125
Transaction Type	Mortgage
Record Updated	Sep 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200003386
Date	Sep 2, 2020
Instrument	200003386

Lender

Name	LIONS SHARE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,300 (-0.01%) Land $58,500 Building $221,800	$280,300 (-0.01%) Land $58,500 Building $221,800
2025	$2,116.00 (+3.93%)	$280,340 (+16.18%) Land $58,500 Building $221,840	$280,340 (+16.18%) Land $58,500 Building $221,840
2023		$241,300 Land $58,500 Building $182,800	$241,300 Land $58,500 Building $182,800
2022	$2,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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