86 Laurel St, Lone Grove, OK 73443 Property Records

Carter County property record for 86 Laurel St, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Sep 2019)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Apr 2020 Transfer Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25474`

Property Details

APN / Parcel Number

Primary APN	`25474`
Alternative APN	`2190-00-004-006-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25474
Street Address	86 LAUREL ST
City	LONE GROVE
State	OK
Zip	73443-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERIDIAN LANE ADDN, BLK 4 LOT 6 (74X145)
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	MERIDIAN LANE ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1011
Census Tract	892501

Owner

Source: Carter County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 295, LONE GROVE, OK 73443-0295
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Intrafamily Transfer, Transfer
Sep 5, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 9, 2018	Warranty Deed, Transfer · Line of Credit AMERICAN NATION BANK
Oct 9, 2018	Warranty Deed, Transfer STEWART ABSTRACT AND TITLE/OK, STEWART ABSTRACT & TITLE OF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	201910051
Deed Book / Page	6770 / 84
Last Transfer Date	Mar 25, 2020
Transfer Doc	006865/267
Record Updated	Jun 8, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Apr 6, 2020
Property Address	86 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006865/267
Book / Page	6865 / 267
Instrument Date	Mar 25, 2020
Instrument	2020-004095
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 295, LONE GROVE, OK 73443-0295

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 5, 2019
Property Address	86 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006770/084
Book / Page	6770 / 084
Instrument Date	Sep 3, 2019
Instrument	2019-010051
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295, LONE GROVE, OK 73443-0295

Mortgage

Document Number	2019010052
Date	Sep 5, 2019
Instrument	2019-010052

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 9, 2018
Property Address	86 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006614/123
Book / Page	6614 / 123
Instrument Date	Oct 4, 2018
Instrument	2018-010948
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 41, LONE GROVE, OK 73443-0041

Mortgage

Document Number	2018010949
Date	Oct 9, 2018
Instrument	2018-010949

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 9, 2018
Property Address	86 LAUREL ST, LONE GROVE, OK 73443-6155
Document Number	006614/122
Book / Page	6614 / 122
Instrument Date	Oct 4, 2018
Instrument	2018-010947
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART ABSTRACT AND TITLE/OK, STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 41, LONE GROVE, OK 73443-0041

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00	$17,728 (+5%) Land $3,600 Building $14,128	$151,755 (+4.67%) Land $30,000 Building $121,755
2024	$1,853.00 (+9.77%)	$16,884 (+5%) Land $3,600 Building $13,284	$144,989 (+8.2%) Land $30,000 Building $114,989
2023	$1,688.00	$16,080 Land $3,600 Building $12,480	$134,000 Land $30,000 Building $104,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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