114 Laurel St, Lone Grove, OK 73443 Property Records

Carter County property record for 114 Laurel St, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2026)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25476`

Property Details

APN / Parcel Number

Primary APN	`25476`
Alternative APN	`2190-00-004-008-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	720 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25476
Street Address	114 LAUREL ST
City	LONE GROVE
State	OK
Zip	73443-6176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MERIDIAN LANE ADDN, BLK 4 LOT 8 (74X145)
Legal Range	01W
Legal Township	04S
Legal Section	25
Legal Subdivision	MERIDIAN LANE ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1011
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 LAUREL ST, LONE GROVE, OK 73443-6176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CHICAGO COMMUNITY BANK
Nov 4, 2025	Intrafamily Transfer, Transfer
Sep 9, 2025	Sheriff's Deed, Foreclosure Foreclosure Auction
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MTC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	20265838
Deed Book / Page	7905 / 309
Prior Transfer Date	Oct 31, 2025
Prior Transfer Doc	007794/316
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 17, 2026
Property Address	114 LAUREL ST, LONE GROVE, OK 73443-6176
Document Number	0000005838
Book / Page	7905 / 309
Instrument Date	Jun 15, 2026
Instrument	20265838
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$31,057.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 LAUREL ST, LONE GROVE, OK 73443-6176

Mortgage

Document Number	0000005839,
Date	Jun 17, 2026
Instrument	20265839

Lender

Name	CHICAGO COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Nov 4, 2025
Property Address	114 LAUREL ST, LONE GROVE, OK 73443-6176
Document Number	007794/316
Book / Page	7794 / 316
Instrument Date	Oct 31, 2025
Instrument	I-2025-011907
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14651 CAMPBELL RD, OVERBROOK, OK 73453-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14651 CAMPBELL RD, OVERBROOK, OK 73453-2224

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARTER OK
Recording Date	Sep 9, 2025
Property Address	114 LAUREL ST, LONE GROVE, OK 73443-6176
Document Number	007762/176
Book / Page	7762 / 176
Instrument Date	Sep 9, 2025
Instrument	I-2025-009635
Transaction Type	Foreclosure
Record Updated	Sep 26, 2025

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14651 CAMPBELL RD, OVERBROOK, OK 73453-2224

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 8, 2017
Property Address	114 LAUREL ST, LONE GROVE, OK 73443-6176
Document Number	006404/022
Book / Page	6404 / 022
Instrument Date	Jun 7, 2017
Instrument	2017-005910
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAUREL ST, LONE GROVE, OK 73443-6176

Mortgage

Document Number	2017005911
Date	Jun 8, 2017
Instrument	2017-005911

Lender

Name	MTC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,391 (+62.78%) Land $3,600 Building $20,791	$203,262 (+29.74%) Land $30,000 Building $173,262
2025	$1,461.00 (-0.07%) Homeowner's exemption	$14,984 (+2.99%) Land $3,600 Building $11,384	$156,665 (+4.37%) Land $30,000 Building $126,665
2024	$1,462.00 (+6.17%) Homeowner's exemption	$14,549 (+3%) Land $3,600 Building $10,949	$150,112 (+27.53%) Land $30,000 Building $120,112
2023	$1,377.00 Homeowner's exemption	$14,125 Land $3,600 Building $10,525	$117,705 Land $30,000 Building $87,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

Nearby Properties on Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures