Lowndes County property record for 86 Kelsey Ln, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,995 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $164,000 (Jan 2005) |
| Tax Bill | $2,066 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24W000006125 |
| Primary APN | 24W000006125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,995 sqft Adjusted Area |
| 1st Floor Area | 3,018 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 029671 |
|---|---|
| Street Address | 86 KELSEY LN |
| City | STEENS |
| State | MS |
| Zip | 39766-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 KELSEY LANE 6A |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 34 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 104 |
The current owner of 86 Kelsey Ln bought it in January 2005.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 86 KELSEY LN, STEENS, MS 39766-9030 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2005 · Amount on File |
| Deed Sale | Jan 10, 2005 · Amount on File |
| Deed Document Number | 0002005214 |
| Deed Book / Page | 2005 / 214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 86 KELSEY LN, STEENS, MS 39766-9030 |
| Document Number | 0020203371 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 86 KELSEY LN STEENS MS 397669030, STEENS, MS 39766-9030 |
| Document Number | 0020203371 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 002020/013371 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 14, 2025 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 86 Kelsey Ln was $2,066 with a homeowner's exemption, up 5.5% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 (+5.52%) Homeowner's exemption | $24,187 | $241,870 Land $15,000 Building $226,870 |
| 2024 | $1,958.00 (+17.25%) | ||
| 2023 | $1,670.00 Homeowner's exemption | $20,392 | $203,920 Land $15,000 Building $188,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 86 Kelsey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Kelsey Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES #4-HERMAN-VAUGHN public/private · serves 5,678 people · EPA ID MS0440100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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