Lowndes County property record for 135 Kelsey Ln, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,094 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,700 (Oct 2019) |
| Tax Bill | $1,792 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24W000006122 |
| Primary APN | 24W000006122 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,094 sqft Adjusted Area |
| 1st Floor Area | 1,601 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 135 KELSEY LN |
|---|---|
| City | STEENS |
| State | MS |
| Zip | 39766-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4-LOT 13 135 KELSEY LANE 1 7A |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 34 |
| Legal Subdivision | WOODLAWN ESTATES PH 2 |
| Legal Lot Number | 13 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 104 |
135 Kelsey Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Lowndes County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 16, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC |
| Oct 1, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Mar 2, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Deed Book / Page | 2019 / 7299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 16, 2026 |
| Property Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Document Number | 2026008040 |
| Book / Page | 2026 / 8040 |
| Instrument Date | Oct 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Document Number | 2026025147, |
|---|---|
| Date | Oct 16, 2026 |
| Book Page | 2026/25147 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 16, 2026 |
| Property Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Document Number | 2026025147 |
| Book / Page | 2026 / 25147 |
| Instrument Date | Oct 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8103 ONTARIO ST, OMAHA, NE 68124-4065 |
| Document Number | 2026025147, |
|---|---|
| Date | Oct 16, 2026 |
| Book Page | 2026/25147 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 1, 2019 |
| Property Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Document Number | 0020197299 |
| Book / Page | 002019 / 007299 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 135 KELSEY LN STEENS MS 397669028, STEENS, MS 39766-9028 |
| Document Number | 20190839 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 002019/020839 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 2, 2018 |
| Property Address | 135 KELSEY LN, STEENS, MS 39766-9028 |
| Document Number | 0020181426 |
| Book / Page | 002018 / 001426 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 136 KELSEY LN STEENS MS 39766, STEENS, MS 39766 |
| Document Number | 20184487 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 002018/004487 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 135 Kelsey Ln was $1,792, up 0.8% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792.00 (+0.84%) | $18,321 | $183,210 Land $15,000 Building $168,210 |
| 2024 | $1,777.00 (+14.65%) | ||
| 2023 | $1,550.00 | $16,046 | $160,460 Land $15,000 Building $145,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 135 Kelsey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Kelsey Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES #4-HERMAN-VAUGHN public/private · serves 5,678 people · EPA ID MS0440100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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