86 High St, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 86 High St, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,918 sqft · built 2005
Lot Size	0.332 acres (14,453 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2006)
Tax Bill	$12,944 (2024)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`101-4-18.1`

Property Details

APN / Parcel Number

Primary APN	`101-4-18.1`
Alternative APNs	`220110100000040181000000` `332201 101-4-18.1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	910 sqft
2nd Floor Area	1,008 sqft
Upper Floors Area	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,453 sqft (0.332 acres)
Lot Dimensions	97 ft deep x 149 ft wide
View / Lot	Urban
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	323 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	101-4-18.1
Street Address	86 HIGH ST
City	CHESTER
State	NY
Zip	10918-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT LT 1 COVIELLO SUB MAP 8154
Legal Subdivision	COVIELLO
Legal Block	4
Legal Lot Number	18.10
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2013
Census Tract	14301

Owner

Source: Orange County and Chester Town records · APN 101-4-18.1

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 709, CHESTER, NY 10918-0709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2006 · Amount on Record
Deed Sale	Mar 21, 2006 · Amount on Record
Prior Sale	Jul 06, 2005 · Amount on Record
Deed Book / Page	12109 / 1170
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	86 HIGH ST, CHESTER, NY 10918-1245
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006367
Date	Feb 01, 2021
Book Page	14891/1422
Instrument	20210006367

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Orange County and Chester Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Municipality	Chester Village
Unified School District	Chester Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,900 (-) Land $41,900 Building $160,000	$552,700 (+12.25%)
2024	$12,944.00 (+839.33%)
2023		$201,900 (-) Land $41,900 Building $160,000	$492,400 (+17.52%) Land $102,187 Building $390,213
2022		$201,900 Land $41,900 Building $160,000	$419,000 Land $86,954 Building $332,046
2021	$1,378.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTER VILLAGE serves 3,448 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.