78 High St, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 78 High St, Chester, NY 10918

Property Summary

Property TypeApartments (5+ Units)
Details7,448 sqft · built 1997
Lot Size1.8 acres (78,408 sqft)
OwnerCompany Name on Record
Last Sale$1,600,000 (Oct 2013)
Tax Bill$25,039 (2024)
Deeds & MortgagesMar 2022 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN101-4-17.1

Property Details

APN / Parcel Number

Primary APN101-4-17.1
Alternative APNs
  • 220110100000040171000000
  • 332201 101-4-17.1

Interior

Units16 Units
Stories2 Stories
Building Area7,448 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Lot Area78,408 sqft (1.8 acres)
PorchOpen Porch
Porch Area141 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number101-4-17.1
Street Address78 HIGH ST
CityCHESTER
StateNY
Zip10918-1289
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM
Legal DescriptionLT 1 G & J ARMSTRONG MAP 5598
Legal SubdivisionGARY E & JAMES D ARMSTRONG
Legal Block4
Legal Lot Number17.10
JurisdictionORANGE NY
Township / Civil DivisionCHESTER
Census Block Group2
Census Block2013
Census Tract14301

Owner

Source: Orange County and Chester Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121 W NYACK RD, 12, NANUET, NY 10954-2962
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CONNECTONE BANK
Jan 20, 2017Deed of Trust, Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2013 · Amount on Record
Deed SaleOct 30, 2013 · Amount on Record
Deed Book / Page13670 / 1348
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address78 HIGH ST, CHESTER, NY 10918-1289
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021072
DateMar 21, 2022
Book Page15185/1902
Instrument20220021072
Lender
NameCONNECTONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address78 HIGH ST, CHESTER, NY 10918-1289
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004544
DateJan 20, 2017
Book Page0000014170/0000000242
Instrument20170004544
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionChester Town
MunicipalityChester Village
Unified School DistrictChester Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360,000 (-) Land $90,000 Building $270,000$985,500 (+12.24%)
2024$25,039.00 (+395.92%)
2023$360,000 (-) Land $90,000 Building $270,000$878,000 (+17.54%) Land $219,500 Building $658,500
2022$360,000 Land $90,000 Building $270,000$747,000 Land $186,750 Building $560,250
2021$5,049.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1996–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTER VILLAGE
serves 3,448 people · EPA ID NY3503524
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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