86 Harbor View Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 86 Harbor View Dr, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,825 sqft · built 1996
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Mar 2022)
Tax Bill	$19,258 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`560-620-020-1`

Property Details

APN / Parcel Number

Primary APN	`560-620-020-1`
Alternative APN	`560-620-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	855 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Architectural Style	Cluster
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	86 HARBOR VIEW DR
City	RICHMOND
State	CA
Zip	94804-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7440 L14
Legal Subdivision	SUBDIVISION 7440
Legal Tract	7440
Legal Lot Number	14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1025
Census Tract	380001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Feb 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202251491
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0000024644
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 24, 2022
Property Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499
Document Number	0000051491
Map Reference	MB 383 PG 23
Instrument Date	Mar 7, 2022
Instrument	2022-051491
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499

Mortgage

Document Number	0000051492
Date	Mar 24, 2022
Instrument	2022-051492

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499
Document Number	0000229388
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	86 HARBOR VIEW DR RICHMOND CA 948047499, RICHMOND, CA 94804-7499

Mortgage

Document Number	0000229388
Date	Oct 7, 2020
Instrument	229388

Lender

Name	NEXBANK
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2020
Property Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499
Document Number	0000024644
Map Reference	MB 383 PG 23
Instrument Date	Jan 15, 2020
Instrument	2020-024644
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499

Mortgage

Document Number	0000024645
Date	Feb 10, 2020
Instrument	2020-024645

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2017
Property Address	86 HARBOR VIEW DR, RICHMOND, CA 94804-7499
Document Number	0000095740
Instrument Date	May 17, 2017
Instrument	95740
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	86 HARBOR VIEW DR RICHMOND CA 948047499, RICHMOND, CA 94804-7499

Mortgage

Document Number	95741
Date	May 31, 2017
Instrument	95741

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,139,000 (-6.94%) Land $801,519 Building $337,481
2025	$19,258.00 (+5.34%)	$1,224,000 (+5.52%) Land $861,333 Building $362,667
2023	$18,282.00 (+35.63%)	$1,160,000 Land $816,000 Building $344,000
2022	$13,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

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