85 Harbor View Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 85 Harbor View Dr, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,835 sqft · built 1996
Lot Size	0.078 acres (3,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$868,000 (Feb 2021)
Tax Bill	$15,207 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-620-007-8`

Property Details

APN / Parcel Number

Primary APN	`560-620-007-8`
Alternative APN	`560-620-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,835 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	865 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Cluster
Lot Area	3,375 sqft (0.078 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	85 HARBOR VIEW DR
City	RICHMOND
State	CA
Zip	94804-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PA
Legal Description	T7440 L1
Legal Subdivision	SUBDIVISION 7440
Legal Tract	7440
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1023
Census Tract	380001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Feb 4, 2021	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Jun 13, 1997 · Amount on Record
Deed Document Number	202133831
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496

Mortgage

Document Number	0000132331
Date	May 3, 2021
Instrument	2021-132331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 4, 2021
Property Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Document Number	0000033831
Map Reference	MB 383 PG 23
Instrument Date	Jan 28, 2021
Instrument	2021-033831
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 4, 2021
Property Address	85 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Document Number	0000033830
Map Reference	MB 383 PG 23
Instrument Date	Jan 28, 2021
Instrument	2021-033830
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PAMELA DR, PETALUMA, CA 94954-1357

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$958,338 (+2%) Land $496,834 Building $461,504
2025	$15,207.00 (+3.92%)	$939,548 (+4.04%) Land $487,093 Building $452,455
2023	$14,634.00 (+1.55%)	$903,067 Land $468,180 Building $434,887
2022	$14,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

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