Middlesex County and Ayer Town property record for 86 Groton School Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,314 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Trust Name on File |
| Last Sale | $184,000 (Jun 2001) |
| Tax Bill | $4,632 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Mar 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:003 B:0000 L:0012 |
| Primary APN | AYER M:003 B:0000 L:0012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| Basement Area | 1,314 sqft |
| Unfinished Basement | 1,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 86 GROTON SCHOOL RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 12 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 325102 |
86 Groton School Rd is owner-occupied and held in a trust since November 2023.
Source: Middlesex County and Ayer Town records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 86 GROTON SCHOOL RD, AYER, MA 01432-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2001 · Amount on File |
| Deed Sale | Jun 26, 2001 · Amount on File |
| Prior Sale | Nov 29, 1989 · Amount on File |
| Last Transfer Date | Nov 28, 2023 |
| Transfer Doc | 082277-491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Dec 5, 2023 |
| Property Address | 86 GROTON SCHOOL RD, AYER, MA 01432-1057 |
| Document Number | 082277-491 |
| Book / Page | 82277 / 491 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 138647 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 GROTON SCHOOL RD, AYER, MA 01432-1057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 86 GROTON SCHOOL RD, AYER, MA 01432-1057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74390-180 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 74390/180 |
| Instrument | 48178 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 86 GROTON SCHOOL RD, AYER, MA 01432-1057 |
| Document Number | 70184-179 |
| Book / Page | 070184 / 000179 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 70184-179 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 070184/000179 |
| Instrument | 9478 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2047 |
The 2025 property tax bill for 86 Groton School Rd was $4,632.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,632.00 | $387,300 Land $150,700 Building $236,600 | $479,560 (+1.41%) |
| 2024 | $472,910 | ||
| 2023 | $4,386.00 | $353,100 Land $161,800 Building $191,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Groton School Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Groton School Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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