86 Gratuity Rd, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 86 Gratuity Rd, Groton, MA 01450

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1939
Lot Size0.6 acres (26,136 sqft)
Owner2 Company Names on File
Last Sale$132,500 (Jun 2011)
Tax Bill$7,499 (2026)
Deeds & MortgagesAug 2021 Refinance
Sep 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNGROT M:216 B:40 L

Property Details

APN / Parcel Number

Primary APNGROT M:216 B:40 L
Alternative APNs
  • GRTN M:216 B:40 L
  • 1655

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft
Basement Area468 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1655
Street Address86 GRATUITY RD
CityGROTON
StateMA
Zip01450-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block40
JurisdictionGROTON MA
Township / Civil DivisionGROTON
Census Block Group2
Census Block2005
Census Tract326101

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address86 GRATUITY RD, GROTON, MA 01450-1250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MAIN STREET BANK (MA)
Sep 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MAIN STREET BANK (MA)
Jan 14, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2011 · Amount on File
Deed SaleJun 7, 2011 · Amount on File
Deed Book / Page56956 / 540
Last Transfer DateJan 13, 2021
Transfer Doc76688-443
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGROTON MA
Property Address86 GRATUITY RD, GROTON, MA 01450-1250
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78391-36
DateAug 3, 2021
Book Page78391/36
Instrument173952
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGROTON MA
Property Address86 GRATUITY RD, GROTON, MA 01450-1250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75664-78
DateSep 21, 2020
Book Page75664/78
Instrument166151
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2035

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGROTON MA
Recording DateJan 14, 2021
Property Address86 GRATUITY RD, GROTON, MA 01450-1250
Document Number76688-443
Book / Page76688 / 443
Instrument DateJan 13, 2021
Instrument8609
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 GRATUITY RD, GROTON, MA 01450-1250

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionGroton Town
Unified School DistrictGroton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,499.00 (+69.62%)$507,400 (+75.03%) Land $202,300 Building $305,100$259,920 (-)
2025$4,421.00 (+6.89%)$289,900 (+5.76%) Land $192,700 Building $97,200$259,920 (+0.77%)
2024$4,136.00 (-0.29%)$274,100 (+3.36%) Land $192,700 Building $81,400$257,925
2023$4,148.00$265,200 Land $192,700 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROTON WATER DEPARTMENT
serves 5,017 people · EPA ID MA2115000
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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