Middlesex County and Reading Town property record for 86 Forest St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,160 sqft · built 2015 |
| Lot Size | 0.902 acres (39,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Oct 2022) |
| Tax Bill | $16,939 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:039.0-0000-0006.0 |
| Primary APN | READ M:039.0-0000-0006.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,160 sqft Living Area |
| Gross Area | 6,446 sqft |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 1,696 sqft |
| Finished Basement | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,278 sqft (0.902 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 138000000028 |
|---|---|
| Street Address | 86 FOREST ST |
| City | READING |
| State | MA |
| Zip | 01867-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:039.0-0000-0006.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 FOREST ST, READING, MA 01867-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage DISCOVER BANK |
| Jun 27, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Dec 03, 2015 · Amount on Record |
| Deed Book / Page | 80815 / 420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 12, 2022 |
| Property Address | 86 FOREST ST, READING, MA 01867-1203 |
| Document Number | 080815-420 |
| Book / Page | 80815 / 420 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 152735 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 86 FOREST ST, READING, MA 01867-1203 |
| Document Number | 0000152736 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 152736 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 86 FOREST ST, READING, MA 01867-1203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71614-120 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 71614/120 |
| Instrument | 142065 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 86 FOREST ST, READING, MA 01867-1203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 72835-135 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 72835/135 |
| Instrument | 89732 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,939.00 (+1.17%) | $1,487,200 (+4.1%) Land $533,200 Building $954,000 | $1,758,925 (+3.78%) |
| 2024 | $16,743.00 (+5.71%) | $1,428,600 (+13.56%) Land $512,200 Building $916,400 | $1,694,895 |
| 2023 | $15,838.00 | $1,258,000 Land $461,800 Building $796,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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