106 Forest St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 106 Forest St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,612 sqft · built 1920
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$433,000 (Nov 2004)
Tax Bill$8,948 (2025)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:039.0-0000-0003.0

Property Details

APN / Parcel Number

Primary APNREAD M:039.0-0000-0003.0
Alternative APNs
  • M:039.0=0000=0003.0
  • 138000000020
  • 1380000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,408 sqft
Basement Area1,034 sqft
Unfinished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area62,291 sqft (1.43 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number138000000020
Street Address106 FOREST ST
CityREADING
StateMA
Zip01867-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4012
Census Tract334300

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 FOREST ST, READING, MA 01867-1205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2004 · Amount on Record
Deed SaleNov 30, 2004 · Amount on Record
Deed Document Number2004300756
Deed Book / Page44203 / 548
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address106 FOREST ST, READING, MA 01867-1205
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78484-59
DateAug 17, 2021
Book Page78484/59
Instrument183533
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,948.00 (+1.14%)$785,600 (+4.07%) Land $553,200 Building $232,400$767,505 (+0.49%)
2024$8,847.00 (+3.1%)$754,900 (+10.75%) Land $531,300 Building $223,600$763,800
2023$8,581.00$681,600 Land $479,100 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1978–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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