Bergen County and Demarest Borough property record for 86 Edward St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 5,693 sqft · built 1970 |
| Lot Size | 0.964 acres (41,992 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,400,000 (Jan 2005) |
| Tax Bill | $53,053 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00110-02-00004 |
| Primary APN | 09-00110-02-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,693 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 41,992 sqft (0.964 acres) |
| Lot Dimensions | 200 ft deep x 210 ft wide |
| Old Parcel Number | 0900110B00004 |
|---|---|
| Street Address | 86 EDWARD ST |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.964AC |
| Legal Block | 110 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 86 EDWARD ST, DEMAREST, NJ 07627-2308 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK |
| May 22, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2005 · Amount on Record |
| Deed Sale | Jan 14, 2005 · Amount on Record |
| Deed Book / Page | 8770 / 963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 26, 2026 |
| Property Address | 86 EDWARD ST, DEMAREST, NJ 07627-2308 |
| Document Number | 0000059273 |
| Book / Page | 5884 / 708 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202659273 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 86 EDWARD ST, DEMAREST, NJ 07627-2308 |
| Document Number | 0000059273, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 5884/708 |
| Instrument | 202659273 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 EDWARD ST, DEMAREST, NJ 07627-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032480863 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 3248/863 |
| Instrument | 19-031876 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | May 1, 2026 |
| Index | 1-Month LIBOR |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,939,200 (-) Land $1,235,600 Building $1,703,600 | $2,939,200 (-) Land $1,235,600 Building $1,703,600 | |
| 2025 | $53,053.00 (+13.82%) | $2,939,200 (+92.77%) Land $1,235,600 Building $1,703,600 | $2,939,200 (+92.77%) Land $1,235,600 Building $1,703,600 |
| 2024 | $46,610.00 (+7.68%) | ||
| 2023 | $1,524,700 Land $789,200 Building $735,500 | $1,524,700 Land $789,200 Building $735,500 | |
| 2022 | $43,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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