85 Edward St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 85 Edward St, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	6,213 sqft · built 1970
Lot Size	1.01 acres (44,213 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 1997)
Tax Bill	$55,255 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00110-01-00003`

Property Details

APN / Parcel Number

Primary APN	`09-00110-01-00003`
Alternative APNs	`0900110000100003` `0900110A00003`

Interior

Stories	1 Story
Building Area	6,213 sqft Living Area
1st Floor Area	6,213 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	44,213 sqft
Lot Dimensions	221 ft deep x 200 ft wide

Location & Zoning

Old Parcel Number	0900110A00003
Street Address	85 EDWARD ST
City	DEMAREST
State	NJ
Zip	07627-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.015AC
Legal Subdivision	COUNTY CLUB ESTATES
Legal Block	110.1
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	1
Census Block	1002
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00110-01-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 EDWARD ST, DEMAREST, NJ 07627-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 1997 · Amount on Record
Deed Sale	Oct 01, 1997 · Amount on Record
Deed Document Number	1997120977
Deed Book / Page	8008 / 912
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	85 EDWARD ST, DEMAREST, NJ 07627-2309
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039661322
Date	Feb 22, 2021
Book Page	3966/1322
Instrument	2021022148

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,061,200 (-) Land $1,253,000 Building $1,808,200	$3,061,200 (-) Land $1,253,000 Building $1,808,200
2025	$55,255.00 (+3.29%)	$3,061,200 (+74.93%) Land $1,253,000 Building $1,808,200	$3,061,200 (+74.93%) Land $1,253,000 Building $1,808,200
2024	$53,497.00 (+7.68%)
2023		$1,750,000 Land $804,500 Building $945,500	$1,750,000 Land $804,500 Building $945,500
2022	$49,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.