55 E South Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 55 E South Ave, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,308 sqft · built 2006
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Oct 2018)
Tax Bill$5,413 (2024)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-251-044

Property Details

APN / Parcel Number

Primary APN09-29-251-044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,308 sqft Building Perimeter
1st Floor Area1,308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRetaining Wall
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area420 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0929251044
Street Address55 E SOUTH AVE
CityCORTLAND
StateIL
Zip60112-4073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19B - RESUBDIVISION ON LOT 19 ROBINSON FARM
Legal SubdivisionROBINSON FARM
Legal Lot Number19,19
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4077
Census Tract1600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address55 E SOUTH AVE, CORTLAND, IL 60112-4073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
KEY MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleSep 1, 2006 · Amount on Record
Deed Document Number20189652
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address55 E SOUTH AVE, CORTLAND, IL 60112-4073
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003574
DateMar 19, 2021
Instrument2021003574
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 16, 2018
Property Address55 E SOUTH AVE, CORTLAND, IL 60112-4073
Document Number0000009652
Instrument DateOct 15, 2018
Instrument9652
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 E SOUTH AVE CORTLAND IL 601124073, CORTLAND, IL 60112-4073

Mortgage

Document Number9653
DateOct 16, 2018
Instrument9653
Lender
NameKEY MTG SVCS
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2048
Interest
Rate5.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76,594 (+13.7%) Land $17,582 Building $59,012$229,782 (+13.7%) Land $52,746 Building $177,036
2024$5,413.00
2023$67,366 Land $15,464 Building $51,902$202,098 Land $46,392 Building $155,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND
serves 4,398 people · EPA ID IL0370051
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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