86 E Lake St, Winsted, CT 06098 Property Records

Winchester Town property record for 86 E Lake St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2022)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2020 Mortgage + 1 more
APN	`WINC M:114 B:087 L:029-3`

Property Details

APN / Parcel Number

Primary APN	`WINC M:114 B:087 L:029-3`
Alternative APNs	`WSTR M:114 B:087 L:029-3` `M:114 B:087 L:029=3` `2334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	3,962 sqft
1st Floor Area	1,338 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2334
Street Address	86 E LAKE ST
City	WINSTED
State	CT
Zip	06098-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	87
Legal Lot Number	29-3
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3010
Census Tract	320200

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 E LAKE ST, WINSTED, CT 06098-1973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage TORRINGTON SVGS BK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TORRINGTON SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202220220-00001326
Deed Book / Page	470 / 707
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 15, 2022
Property Address	86 E LAKE ST, WINSTED, CT 06098-1973
Document Number	000470-707
Book / Page	470 / 707
Instrument Date	Jun 6, 2022
Instrument	20220-00001326
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 HART ST, WATERTOWN, CT 06795-2722

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	86 E LAKE ST, WINSTED, CT 06098-1973
Document Number	455-707
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E LAKE ST WINSTED CT 060981973, WINSTED, CT 06098-1973

Mortgage

Document Number	455-707
Date	Oct 26, 2020
Book Page	000455/000707

Lender

Name	TORRINGTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	86 E LAKE ST, WINSTED, CT 06098-1973
Document Number	451-914
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E LAKE ST WINSTED CT 060981973, WINSTED, CT 06098-1973

Mortgage

Document Number	451-914
Date	Apr 15, 2020
Book Page	000451/000914

Lender

Name	TORRINGTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,512.00	$257,530 (-) Land $68,740 Building $188,790	$180,271 Land $48,118 Building $132,153
2024	$7,512.00 (+10.54%)
2023	$6,796.00 (+25.92%)	$257,530 (+60.04%) Land $68,740 Building $188,790
2022	$5,397.00	$160,920 Land $39,890 Building $121,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

86 E Lake St, Winsted, CT 06098 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Lake St

Nearby Streets

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