Winchester Town property record for 85 E Lake St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 592 sqft · built 1950 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,860 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Feb 2019 Mortgage + 1 more |
| APN | WINC M:114 B:124 L:039&40 |
| Primary APN | WINC M:114 B:124 L:039&40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 592 sqft Living Area |
| Gross Area | 886 sqft |
| 1st Floor Area | 592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Account Number | 2843 |
|---|---|
| Street Address | 85 E LAKE ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HLD |
| Legal Block | 124 |
| Legal Lot Number | 39,40 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 320200 |
Source: Winchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CENTRAL ST, BRISTOL, CT 06010-7044 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SACHEM CAP CORP |
| Jul 27, 2017 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 85 E LAKE ST, WINSTED, CT 06098-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000474-760 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 474/760 |
| Instrument | 1345600025 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 85 E LAKE ST, WINSTED, CT 06098-1909 |
| Document Number | 444-146 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 20 CENTRAL AVE WINSTED CT 060981807, WINSTED, CT 06098-1807 |
| Document Number | 444-146 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 000444/000146 |
| Instrument | 895190019 |
| Name | SACHEM CAP CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jul 27, 2017 |
| Property Address | 85 E LAKE ST, WINSTED, CT 06098-1909 |
| Document Number | 435-220 |
| Book / Page | 000435 / 000220 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 70840 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 E LAKE ST WINSTED CT 060981909, WINSTED, CT 06098-1909 |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,860.00 | $338,030 (-) Land $289,660 Building $48,370 | $236,621 Land $202,762 Building $33,859 |
| 2024 | $9,860.00 (+10.53%) | ||
| 2023 | $8,921.00 (+31.15%) | $338,030 (+66.69%) Land $289,660 Building $48,370 | |
| 2022 | $6,802.00 | $202,790 Land $170,170 Building $32,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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