86 E Bear Lake Dr, Mammoth Lakes, CA 93546 Property Records

Mono County property record for 86 E Bear Lake Dr, Mammoth Lakes, CA 93546

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,924 sqft · built 2020
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$3,600,000 (Feb 2022)
Tax Bill	$44,338 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-421-034-000`

Property Details

APN / Parcel Number

Primary APN	`033-421-034-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 E BEAR LAKE DR
City	MAMMOTH LAKES
State	CA
Zip	93546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SFR 2,945 SF 5 BED 4.5 BATH
Legal Subdivision	GRAY BEAR 3
Legal Block	5
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	5
Census Block	5013
Census Tract	202

Owner

Source: Mono County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1114 STATE ST, 310, SANTA BARBARA, CA 93101-2739
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage ANCHOR CAPITAL INC
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 9, 2022	Grant Deed, Transfer INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY
Feb 9, 2022	Grant Deed, Transfer INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	2022627
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	86 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3389, MAMMOTH LAKES, CA 93546-3389
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007724
Date	Nov 2, 2021
Instrument	2021007724

Lender

Name	ANCHOR CAPITAL INC
Type	Non-Lending Institution
Address	BISHOP, CA 93514

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	86 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STATE ST 310, 310, SANTA BARBARA, CA 93101-2739

Mortgage

Document Number	0000002444
Date	Jun 14, 2022
Instrument	2022002444

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Feb 9, 2022
Property Address	86 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Document Number	0000000626
Map Reference	MB 11 PG 9,9A&9B
Instrument Date	Feb 8, 2022
Instrument	2022000626
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3389, MAMMOTH LAKES, CA 93546-3389
Investor	Possibly a Property Investor

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONO CA
Recording Date	Feb 9, 2022
Property Address	86 E BEAR LAKE DR, MAMMOTH LAKES, CA 93546
Document Number	0000000627
Map Reference	MB 11 PG 9,9A&9B
Instrument Date	Feb 7, 2022
Instrument	2022000627
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	INYO-MONO TITLE COMPANY, INYO MONO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STATE ST STE 310, 310, SANTA BARBARA, CA 93101-2739

Tax Assessment & Valuation

Source: Mono County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Municipality	Mammoth Lakes Town
Unified School District	Mammoth Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,946,754 (+1.97%) Land $541,216 Building $3,405,538
2025	$44,338.00 (+3.76%)	$3,870,348 (+3.85%) Land $530,604 Building $3,339,744
2024	$42,731.00 (+2.89%)
2023	$41,531.00	$3,727,000 Land $510,000 Building $3,217,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAMMOTH CWD serves 8,234 people · EPA ID CA2610001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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