86 Denali Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 86 Denali Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,768 sqft · built 2021
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$228,790 (Mar 2021)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-025-SKS`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-025-SKS`
Alternative APN	`2420`

Interior

Stories	2 Stories
Building Area	2,768 sqft Gross Area

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)

Location & Zoning

Account Number	2420
Street Address	86 DENALI CIR
City	ELGIN
State	SC
Zip	29045-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE FIELD SUBDIV PHASE 2 LOT 25
Legal Subdivision	DOVE FIELD SUBDIV
Legal Phase	2
Legal Lot Number	25
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

86 Denali Cir is owned and occupied by an individual who bought it in March 2021.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	86 DENALI CIR, ELGIN, SC 29045-8460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Deed Document Number	0000443954
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	86 DENALI CIR, ELGIN, SC 29045-8460
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 DENALI CIR, ELGIN, SC 29045-8460

Mortgage

Document Number	0020239818
Date	Nov 15, 2023
Book Page	5047/191
Instrument	2023-9818

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 86 Denali Cir was $1,411.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00	$226,600 Land $45,000 Building $181,600	$226,600
2023	$1,138.00	$226,600 Land $45,000 Building $181,600	$226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Denali Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Denali Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20