Kershaw County property record for 78 Denali Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,068 sqft · built 2021 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2025) |
| Tax Bill | $1,446 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 360-00-00-023-SKS |
| Primary APN | 360-00-00-023-SKS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,068 sqft Gross Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Account Number | 2420 |
|---|---|
| Street Address | 78 DENALI CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOVEFIELD SUBDIV LOT 23 |
| Legal Subdivision | DOVEFIELD SUBDIV |
| Legal Lot Number | 23 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970908 |
78 Denali Cir is owned and occupied by an individual who bought it in May 2025.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 DENALI CIR, ELGIN, SC 29045-8460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on File |
| Deed Sale | May 19, 2025 · Amount on File |
| Deed Document Number | 2025-4051 |
| Deed Book / Page | 5356 / 237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 78 DENALI CIR, ELGIN, SC 29045-8460 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0020261546 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 5529/142 |
| Instrument | 2026-1546 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 78 DENALI CIR, ELGIN, SC 29045-8460 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0020241913 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 5102/142 |
| Instrument | 2024-1913 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,100 Land $45,000 Building $179,100 | $224,100 | |
| 2023 | $1,446.00 | $224,100 Land $45,000 Building $179,100 | $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Denali Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Denali Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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