Ulster County and Plattekill Town property record for 86 Cotter Rd, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,340 sqft · built 1984 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,578 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 514200 101.4-5-11 |
| Primary APN | 514200 101.4-5-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 456 sqft |
| Upper Floors Area | 476 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 200,376 sqft (4.6 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 250 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 108125.000 |
|---|---|
| Street Address | 86 COTTER RD |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1.5 |
| Legal Block | 5 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | PLATTEKILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 954100 |
86 Cotter Rd is owned and occupied by two individuals.
Source: Ulster County and Plattekill Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 COTTER RD, HIGHLAND, NY 12528-2288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 86 COTTER RD, HIGHLAND, NY 12528-2288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002236 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 0000011241/0000000185 |
| Instrument | 000000002236 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Jan 1, 2027 |
The 2025 property tax bill for 86 Cotter Rd was $8,578 with exemptions applied.
Source: Ulster County and Plattekill Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Plattekill Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,578.00 | $216,000 Land $68,000 Building $148,000 | $392,727 Land $123,636 Building $269,091 |
| 2023 | $216,000 (-) Land $68,000 Building $148,000 | $354,098 (+9.84%) Land $111,475 Building $242,623 | |
| 2022 | $216,000 Land $68,000 Building $148,000 | $322,388 Land $101,493 Building $220,895 | |
| 2021 | $2,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2005–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Cotter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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