Ulster County and Plattekill Town property record for 48 Cotter Rd, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 1971 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2019) |
| Tax Bill | $7,907 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 514200 101.4-5-3 |
| Primary APN | 514200 101.4-5-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 109764.000 |
|---|---|
| Street Address | 48 COTTER RD |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1.5 |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | PLATTEKILL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 954100 |
48 Cotter Rd is owned and occupied by an individual who bought it in April 2019.
Source: Ulster County and Plattekill Town records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9604 5TH AVE, CORONA, NY 11368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on File |
| Deed Sale | Apr 23, 2019 · Amount on File |
| Deed Document Number | 20195067 |
| Deed Book / Page | 6424 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Apr 23, 2019 |
| Property Address | 48 COTTER RD, HIGHLAND, NY 12528-2287 |
| Document Number | 0000005067 |
| Book / Page | 006424 / 000260 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 5067 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9604 57TH AVE CORONA NY 113683414, CORONA, NY 11368-3414 |
| Document Number | 5068 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 011782/000213 |
| Instrument | 5068 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2049 |
The 2025 property tax bill for 48 Cotter Rd was $7,907 with a veteran's exemption.
Source: Ulster County and Plattekill Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Plattekill Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,907.00 | $211,500 Land $67,300 Building $144,200 | $384,545 Land $122,363 Building $262,182 |
| 2023 | $211,500 (-) Land $67,300 Building $144,200 | $346,721 (+9.84%) Land $110,328 Building $236,393 | |
| 2022 | $211,500 Land $67,300 Building $144,200 | $315,672 Land $100,448 Building $215,224 | |
| 2021 | $2,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2005–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cotter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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