Gloucester County and Mantua Township property record for 86 Cottage Gate Cir, Sewell, NJ 08080
| Property Type | Single Family Home |
|---|---|
| Details | 2,223 sqft · built 2018 |
| Lot Size | 0.176 acres (7,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,750 (Nov 2018) |
| Tax Bill | $10,789 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00242-02-00099 |
| Primary APN | 10-00242-02-00099 |
|---|---|
| Alternative APN |
|
| Building Area | 2,223 sqft Living Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,684 sqft (0.176 acres) |
| Lot Dimensions | 126 ft deep x 61 ft wide |
| Street Address | 86 COTTAGE GATE CIR |
|---|---|
| City | SEWELL |
| State | NJ |
| Zip | 08080-4353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTY GARDENS ADULT COMMUNITY |
| Legal Block | 242.2 |
| Legal Lot Number | 99 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | MANTUA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500702 |
86 Cottage Gate Cir is owned and occupied by two individuals who bought it in November 2018.
Source: Gloucester County and Mantua Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust · Reverse Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 12, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jan 6, 2023 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Dec 7, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 14, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 201843052 |
| Deed Book / Page | 5984 / 46 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jun 12, 2026 |
| Property Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Document Number | 0000018752 |
| Book / Page | 19289 / 280 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202618752 |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018752, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 19289/280 |
| Instrument | 202618752 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Jun 21, 2103 |
| Rate | 5.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jun 12, 2026 |
| Property Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Document Number | 0000018751 |
| Book / Page | 19289 / 262 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202618751 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018751, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 19289/262 |
| Instrument | 202618751 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Jun 21, 2103 |
| Rate | 5.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Document Number | 0000000579 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 17869/54 |
| Instrument | 579 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.54% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053308 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 16586/283 |
| Instrument | 53308 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Nov 14, 2018 |
| Property Address | 86 COTTAGE GATE CIR, SEWELL, NJ 08080-4353 |
| Document Number | 0000043052 |
| Book / Page | 005984 / 000046 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 43052 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $362.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 COTTAGE GATE CIR SEWELL NJ 080804353, SEWELL, NJ 08080-4353 |
The 2025 property tax bill for 86 Cottage Gate Cir was $10,789, up 1.5% from the year before.
Source: Gloucester County and Mantua Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Mantua Township |
| Secondary School District | Clearview Regional School District (07 - 12) |
| Elementary School District | Mantua Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,900 (-) Land $99,100 Building $313,800 | $412,900 (-) Land $99,100 Building $313,800 | |
| 2025 | $10,789.00 (+1.48%) | $412,900 Land $99,100 Building $313,800 | $412,900 Land $99,100 Building $313,800 |
| 2024 | $10,632.00 | ||
| 2023 | $412,900 Land $99,100 Building $313,800 | $412,900 Land $99,100 Building $313,800 | |
| 2022 | $10,459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Cottage Gate Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Cottage Gate Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANTUA TOWNSHIP MUA serves 12,600 people · EPA ID NJ0810004 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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