Gloucester County and Mantua Township property record for 85 Cottage Gate Cir, Sewell, NJ 08080
| Property Type | Single Family Home |
|---|---|
| Details | 2,201 sqft · built 2018 |
| Lot Size | 0.219 acres (9,557 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,480 (Aug 2018) |
| Tax Bill | $10,039 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00242-03-00042 |
| Primary APN | 10-00242-03-00042 |
|---|---|
| Alternative APN |
|
| Building Area | 2,201 sqft Living Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 9,557 sqft (0.219 acres) |
| Lot Dimensions | 162 ft deep x 59 ft wide |
| Street Address | 85 COTTAGE GATE CIR |
|---|---|
| City | SEWELL |
| State | NJ |
| Zip | 08080-4347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTY GARDENS ADULT COMMUNITY |
| Legal Block | 242.3 |
| Legal Lot Number | 42 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | MANTUA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 500702 |
85 Cottage Gate Cir is owned and occupied by an individual who bought it in August 2018.
Source: Gloucester County and Mantua Township records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 COTTAGE GATE CIR, SEWELL, NJ 08080-4347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 1, 2018 | Deed, Transfer · Conventional Mortgage REPUBLIC FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on File |
| Deed Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 201828355 |
| Deed Book / Page | 5917 / 19 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 85 COTTAGE GATE CIR, SEWELL, NJ 08080-4347 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000052785 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 17202/307 |
| Instrument | 52785 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 1, 2018 |
| Property Address | 85 COTTAGE GATE CIR, SEWELL, NJ 08080-4347 |
| Document Number | 0000028355 |
| Book / Page | 05917 / 019 |
| Map Reference | MAP4214 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 28355 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 N WHITE HORSE PIKE, 702, STRATFORD, NJ 08084-1170 |
| Name | Verified Name |
|---|---|
| Address | 85 COTTAGE GATE CIR, SEWELL, NJ 08080-4347 |
| Document Number | 0000028356 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 15517/001 |
| Instrument | 28356 |
| Name | REPUBLIC FIRST BANK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 85 Cottage Gate Cir was $10,039, up 1.5% from the year before.
Source: Gloucester County and Mantua Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Mantua Township |
| Secondary School District | Clearview Regional School District (07 - 12) |
| Elementary School District | Mantua Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,200 (-) Land $102,500 Building $281,700 | $384,200 (-) Land $102,500 Building $281,700 | |
| 2025 | $10,039.00 (+1.48%) | $384,200 Land $102,500 Building $281,700 | $384,200 Land $102,500 Building $281,700 |
| 2024 | $9,893.00 | ||
| 2023 | $384,200 Land $102,500 Building $281,700 | $384,200 Land $102,500 Building $281,700 | |
| 2022 | $9,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Cottage Gate Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Cottage Gate Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANTUA TOWNSHIP MUA serves 12,600 people · EPA ID NJ0810004 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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