86 Coger St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 86 Coger St, Saddle Brook, NJ 07663

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,066 sqft · built 1950
Lot Size	0.168 acres (7,296 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Apr 2016)
Tax Bill	$12,268 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00521-0000-00012-01`

Property Details

APN / Parcel Number

Primary APN	`57-00521-0000-00012-01`
Alternative APNs	`57005210000000120001` `5700041000000040`

Interior

Stories	1 Story
Building Area	2,066 sqft Gross Area
1st Floor Area	2,066 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,296 sqft (0.168 acres)
Lot Dimensions	48 ft deep x 152 ft wide

Location & Zoning

Old Parcel Number	5700041000000040
Street Address	86 COGER ST
City	SADDLE BROOK
State	NJ
Zip	07663-5442
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	152X48 DISABLED VETERAN
Legal Block	521
Legal Lot Number	12.1
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	2
Census Block	2004
Census Tract	52200

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-00521-0000-00012-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 COGER ST, SADDLE BROOK, NJ 07663-5442
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Jul 11, 1995 · Amount on Record
Deed Document Number	201630445
Deed Book / Page	2243 / 736
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	86 COGER ST, SADDLE BROOK, NJ 07663-5442
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039101155
Date	Jan 13, 2021
Book Page	3910/1155
Instrument	21-005285

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 01, 2040

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,100 (+2.73%) Land $213,000 Building $318,100	$531,100 (+2.73%) Land $213,000 Building $318,100
2025	$12,268.00 (+8.03%) Veteran's exemption	$517,000 (+7.42%) Land $207,000 Building $310,000	$517,000 (+7.42%) Land $207,000 Building $310,000
2024	$11,356.00 (+8.67%)
2023		$481,300 Land $195,500 Building $285,800	$481,300 Land $195,500 Building $285,800
2022	$10,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 651 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.