77 Coger St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 77 Coger St, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details1,555 sqft · built 1950
Lot Size0.159 acres (6,913 sqft)
OwnerCompany Name on File
Last Sale$495,000 (Jan 2021)
Tax Bill$12,230 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN57-00520-0000-00007

Property Details

APN / Parcel Number

Primary APN57-00520-0000-00007
Alternative APNs
  • 5700040000000035
  • 570052000007

Interior

Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,555 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,913 sqft (0.159 acres)
Lot Dimensions96 ft deep x 72 ft wide

Location & Zoning

Old Parcel Number5700040000000035
Street Address77 COGER ST
CitySADDLE BROOK
StateNJ
Zip07663-5441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description72 X 96
Legal SubdivisionWHITEHEAD LAND CO
Legal Block520
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group2
Census Block2006
Census Tract52200

Owner

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address77 COGER ST, SADDLE BROOK, NJ 07663-5441
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 14, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2021 · Amount on File
Deed SaleJan 14, 2021 · Amount on File
Prior SaleJul 27, 2007
Deed Document Number20216196
Deed Book / Page3913 / 1465
Last Transfer DateNov 1, 2024
Transfer Doc0053890722
Record UpdatedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 14, 2021
Property Address77 COGER ST, SADDLE BROOK, NJ 07663-5441
Document Number0039131465
Book / Page3913 / 1465
Instrument DateOct 20, 2020
Instrument21-006196
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,127.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1216 SOLITUDE LN, 1216, SARASOTA, FL 34242-2214

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 COGER ST, SADDLE BROOK, NJ 07663-5441

Mortgage

Document Number21006197
DateJan 14, 2021
Instrument21-006197
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address77 COGER ST, SADDLE BROOK, NJ 07663-5441
Document Number0035300637
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address77 COGER ST SADDLE BROOK NJ 076635441, SADDLE BROOK, NJ 07663-5441

Mortgage

Document Number0035300637
DateMar 4, 2020
Book Page003530/000637
Instrument20026042
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 3, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$529,100 (+2.66%) Land $224,300 Building $304,800$529,100 (+2.66%) Land $224,300 Building $304,800
2025$12,230.00 (+5.63%)$515,400 (+7.22%) Land $218,300 Building $297,100$515,400 (+7.22%) Land $218,300 Building $297,100
2024$11,578.00 (+5.59%)
2023$480,700 Land $206,800 Building $273,900$480,700 Land $206,800 Building $273,900
2022$10,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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