Fairfield Town property record for 86 Chatham Rd, Fairfield, CT 06825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,662 sqft · built 2014 |
| Lot Size | 0.322 acres (14,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Mar 2025) |
| Tax Bill | $16,794 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:28 B:281 |
| Primary APN | FAIR M:28 B:281 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 5,261 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,006 sqft (0.322 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22741 |
|---|---|
| Street Address | 86 CHATHAM RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06825-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 281 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 60100 |
Source: Fairfield Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 LINDBERGH ST, FAIRFIELD, CT 06824-5615 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Jul 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 4, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jul 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Mar 2, 2017 | Warranty Deed, Transfer WELLS FARGO BANK NA |
| Mar 2, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 20252025-954 |
| Deed Book / Page | 6588 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006077-241 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 6077/241 |
| Instrument | 2021-1546 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006429-128 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 6429/128 |
| Instrument | 2023-3148 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Mar 4, 2025 |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Document Number | 006588-340 |
| Book / Page | 6588 / 340 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025-954 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 LINDBERGH ST, FAIRFIELD, CT 06824-5615 |
| Document Number | 0002025955 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 2025-955 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Mar 1, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jul 29, 2021 |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Document Number | 006183-132 |
| Book / Page | 6183 / 132 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-8217 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 170 W BROADWAY APT 2H, 2H, LONG BEACH, NY 11561-4060 |
| Document Number | 0020218218 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-8218 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Mar 2, 2017 |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Document Number | 005521-189 |
| Book / Page | 5521 / 189 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0055210191 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 05521/0191 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 2, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Mar 2, 2017 |
| Property Address | 86 CHATHAM RD, FAIRFIELD, CT 06825-1402 |
| Document Number | 5521-313 |
| Book / Page | 005521 / 000313 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 1582 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 CROSS ST NEW CANAAN CT 068404831, NEW CANAAN, CT 06840-4831 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,794.00 (+12.33%) | $875,140 (+66.18%) Land $452,550 Building $422,590 | $1,357,998 (+268.39%) |
| 2025 | $14,950.00 | $526,610 (+0.44%) Land $217,560 Building $309,050 | $368,627 Land $152,292 Building $216,335 |
| 2024 | $14,950.00 (+3.65%) | ||
| 2023 | $14,423.00 | $524,300 Land $217,560 Building $306,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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