16 Chatham Rd, Fairfield, CT 06825 Property Records

Fairfield Town property record for 16 Chatham Rd, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,691 sqft · built 1954
Lot Size	0.511 acres (22,250 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2004)
Tax Bill	$13,350 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:28 B:278`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:28 B:278`
Alternative APNs	`FFLD M:28 B:278` `M:028 L:278 X` `5042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,691 sqft Living Area
Gross Area	5,885 sqft
Basement Area	1,713 sqft
Unfinished Basement	537 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,250 sqft (0.511 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5042
Street Address	16 CHATHAM RD
City	FAIRFIELD
State	CT
Zip	06825-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	278
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1009
Census Tract	60100

Owner

16 Chatham Rd is owned and occupied by two individuals who bought it in October 2004.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 CHATHAM RD, FAIRFIELD, CT 06825-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 3RD FSLA OF CLEVELAND
Sep 24, 2018	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2004 · Amount on File
Deed Sale	Oct 12, 2004 · Amount on File
Deed Book / Page	3379 / 124
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	16 CHATHAM RD, FAIRFIELD, CT 06825-1402
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006159-65
Date	Jun 15, 2021
Book Page	6159/65
Instrument	2021-6619

Lender

Name	3RD FSLA OF CLEVELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	16 CHATHAM RD, FAIRFIELD, CT 06825-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5710-329
Date	Sep 24, 2018
Book Page	5710/329

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	16 CHATHAM RD, FAIRFIELD, CT 06825-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6045-203
Date	Dec 23, 2020
Book Page	6045/203
Instrument	2020-11680

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 16 Chatham Rd was $13,350, up 11.4% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,350.00 (+11.41%)	$695,660 (+64.81%) Land $514,290 Building $181,370	$998,046 (+237.78%)
2025	$11,983.00	$422,100 Land $242,410 Building $179,690	$295,470 Land $169,687 Building $125,783
2024	$11,983.00 (+3.19%)
2023	$11,612.00	$422,100 Land $242,410 Building $179,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Chatham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Chatham Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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