86 Cambridge Dr, Murray, KY 42071 Property Records

Calloway County property record for 86 Cambridge Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1994
Lot Size	0.354 acres (15,426 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Jun 2021)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`041-V-0002-00026`

Property Details

APN / Parcel Number

Primary APN	`041-V-0002-00026`
Alternative APN	`86516`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,426 sqft (0.354 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	86516
Street Address	86 CAMBRIDGE DR
City	MURRAY
State	KY
Zip	42071-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	86 CAMBRIDGE DRIVE
Legal Subdivision	C1
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1066
Census Tract	10304

Owner

Source: Calloway County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1150 OLD LYNN GROVE RD, MURRAY, KY 42071-8112
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer HOME TEAM TITLE
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 8, 2021	Warranty Deed, Transfer HOME TEAM TITLE, HOME TEAM TITLE LLC
Dec 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2021649593
Deed Book / Page	1316 / 686
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 22, 2026
Property Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495
Document Number	0000727131
Book / Page	1552 / 121
Instrument Date	Jul 21, 2026
Instrument	2026727131
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	HOME TEAM TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 17, 2026
Property Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495
Document Number	0000727049
Book / Page	1551 / 429
Instrument Date	Jul 17, 2026
Instrument	2026727049
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	HOME TEAM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,007.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495

Mortgage

Document Number	0000727050,
Date	Jul 17, 2026
Instrument	2026727050

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 8, 2021
Property Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495
Document Number	001316/686
Book / Page	1316 / 686
Map Reference	MB 15 PG 45 SL 1350
Instrument Date	Jun 1, 2021
Instrument	649593
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$141.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 SADDLERIDGE PL, BARTLETT, IL 60103-1857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1150 OLD LYNN GROVE RD, MURRAY, KY 42071-8112

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 3, 2018
Property Address	86 CAMBRIDGE DR, MURRAY, KY 42071-9495
Document Number	001196/033
Book / Page	1196 / 033
Map Reference	MB 15 PG 45 SL 1350
Instrument Date	Nov 27, 2018
Instrument	631345
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 FAIRVIEW DR, PADUCAH, KY 42001-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1414 SADDLERIDGE PL, BARTLETT, IL 60103-1857

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (-1.62%)	$141,000 (-)	$141,000 (-)
2023	$1,294.00	$141,000	$141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on Cambridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures