115 Cambridge Dr, Murray, KY 42071 Property Records

Calloway County property record for 115 Cambridge Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 2008
Lot Size	0.272 acres (11,876 sqft)
Owner	2 Trust Names on File
Last Sale	$165,500 (Nov 2022)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Nov 2022 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-V-0002-00037`

Property Details

APN / Parcel Number

Primary APN	`041-V-0002-00037`
Alternative APNs	`85013` `96029`

Interior

Building Area	1,271 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,876 sqft (0.272 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Patio Area	120 sqft
Greenhouse	620 sqft
Poultry House	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	96029
Street Address	115 CAMBRIDGE DR
City	MURRAY
State	KY
Zip	42071-9498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115 CAMBRIDGE DRIVE
Legal Subdivision	CAMBRIDGE 02
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1070
Census Tract	10304

Owner

115 Cambridge Dr is held in a trust since November 2022.

Source: Calloway County records, as of December 23, 2025

Owner of Record	2 Trust Names on File
Mailing Address	743 FARLEY RD, BYHALIA, MS 38611-7024
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer
Mar 8, 2021	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Mar 8, 2021
Deed Document Number	2022661878
Deed Book / Page	1394 / 548
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	001301/460
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 4, 2022
Property Address	115 CAMBRIDGE DR, MURRAY, KY 42071-9498
Document Number	001394/548
Book / Page	1394 / 548
Map Reference	MB 15 PG 45 SL 1350
Instrument Date	Oct 31, 2022
Instrument	661878
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1706 KEENLAND DR, MURRAY, KY 42071-2859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 FARLEY RD, BYHALIA, MS 38611-7024

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Mar 8, 2021
Property Address	115 CAMBRIDGE DR, MURRAY, KY 42071-9498
Document Number	001301/460
Book / Page	1301 / 460
Map Reference	MB 15 PG 45 SL 1350
Instrument Date	Feb 23, 2021
Instrument	647518
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SAINT FRANCIS CT APT 25, 25, LOUISVILLE, KY 40205-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 CAMBRIDGE DR, MURRAY, KY 42071-9498

Mortgage

Document Number	0000647519
Date	Mar 8, 2021
Instrument	647519

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 30, 2018
Property Address	115 CAMBRIDGE DR, MURRAY, KY 42071-9498
Document Number	001175/239
Book / Page	1175 / 239
Map Reference	MB 15 PG 45 SL 1350
Instrument Date	May 24, 2018
Instrument	627669
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 N 17TH ST, MURRAY, KY 42071-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CAMBRIDGE DR, MURRAY, KY 42071-9498

Mortgage

Document Number	0000627670
Date	May 30, 2018
Instrument	627670

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cambridge Dr was $1,489.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$165,500	$165,500
2023	$1,514.00	$165,500	$165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Cambridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream.

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