86 Cactus Ct, Smith, NV 89430 Property Records

Lyon County property record for 86 Cactus Ct, Smith, NV 89430

Property Summary

Property Type	Single Family Home
Details	1,993 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$449,500 (Dec 2020)
Tax Bill	$4,169 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-222-05`

Property Details

APN / Parcel Number

Primary APN	`009-222-05`
Alternative APNs	`010-451-66` `922205`

Interior

Building Area	1,993 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	217,800 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	86 CACTUS CT
City	SMITH
State	NV
Zip	89430-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	NET AC 4.97
Legal Subdivision	SIERRA DESERT VIEW EST 7A
Legal Block	B
Legal Lot Number	5
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	2
Census Block	2039
Census Tract	960801

Owner

Source: Lyon County records · APN 009-222-05

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 136, SMITH, NV 89430-0136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 05, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	May 05, 2020 · Amount on Record
Deed Document Number	2020627415
Record Updated	Sep 20, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Dec 23, 2020
Property Address	86 CACTUS CT, SMITH, NV 89430-9433
Document Number	0000627415
Map Reference	DOC 350063
Instrument Date	Dec 12, 2020
Instrument	627415
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ETRCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,753.05
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 US HIGHWAY 395 N # N7G, 1512, GARDNERVILLE, NV 89410-5282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 451, BRIDGEPORT, CA 93517-0451

Mortgage

Document Number	0000627416
Date	Dec 23, 2020
Instrument	627416

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	May 05, 2020
Property Address	86 CACTUS CT, SMITH, NV 89430-9433
Document Number	0000614630
Instrument Date	Apr 29, 2020
Instrument	614630
Transaction Type	Transfer
Record Updated	Jun 02, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1512 US HIGHWAY 395 N #7G GARDNERVILLE NV 894105298, 7G, GARDNERVILLE, NV 89410-5298

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,169.00 (+9.28%)	$169,264 (+7.32%) Land $57,750 Building $111,514	$483,610 (+7.32%) Land $165,000 Building $318,610
2023	$3,815.00 (+3.47%)	$157,724 (+22.91%) Land $52,500 Building $105,224	$450,640 (+22.91%) Land $150,000 Building $300,640
2022	$3,687.00	$128,324 Land $31,500 Building $96,824	$366,641 Land $90,000 Building $276,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 88% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northern Nevada High Speed Fixed Wireless	25 / 10
Wi-Fiber Fixed Wireless	25 / 5

May also be available: Frontier.

Based on FCC filings for 4 locations within half a mile of this property.

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