86 Bowden St, Commerce, GA 30529 Property Records

Jackson County property record for 86 Bowden St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,823 sqft · built 1890
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Jan 2020)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C04 003`

Property Details

APN / Parcel Number

Primary APN	`C04 003`
Alternative APN	`8371`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,823 sqft Heated Area
1st Floor Area	1,974 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	118 ft deep x 10 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	857 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8371
Street Address	86 BOWDEN ST
City	COMMERCE
State	GA
Zip	30529-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.49 ACRE PLAT BK 40 PG 72
Legal Block	40
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4008
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 BOWDEN ST, COMMERCE, GA 30529-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Dec 8, 2016 · Amount on Record
Deed Document Number	2020456
Deed Book / Page	87Y / 650
Prior Transfer Date	Feb 29, 2008
Prior Transfer Doc	00051S0220
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 5, 2020
Property Address	86 BOWDEN ST, COMMERCE, GA 30529-2400
Document Number	00087Y0650
Book / Page	00087Y / 000650
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BOWDEN ST COMMERCE GA 305292400, COMMERCE, GA 30529-2400

Mortgage

Document Number	87Y0652
Date	Feb 5, 2020
Book Page	00087Y/000652

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,988 (-) Land $23,680 Building $115,308	$347,470 (-) Land $59,200 Building $288,270
2025	$3,634.00 (+2.16%) Homeowner's exemption	$138,988 (+7.32%) Land $23,680 Building $115,308	$347,470 (+7.32%) Land $59,200 Building $288,270
2024	$3,557.00 (+22.02%) Homeowner's exemption	$129,508 (+11.73%) Land $14,200 Building $115,308	$323,770 (+11.73%) Land $35,500 Building $288,270
2023	$2,915.00 (+0.38%) Homeowner's exemption	$115,908 (+28.4%) Land $14,200 Building $101,708	$289,770 (+28.4%) Land $35,500 Building $254,270
2022	$2,904.00 Homeowner's exemption	$90,268 Land $10,640 Building $79,628	$225,670 Land $26,600 Building $199,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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