126 Bowden St, Commerce, GA 30529 Property Records

Jackson County property record for 126 Bowden St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,200 sqft · built 1965
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jul 2015)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C04 005`

Property Details

APN / Parcel Number

Primary APN	`C04 005`
Alternative APN	`8373`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,200 sqft Heated Area
1st Floor Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	220 ft deep x 112 ft wide
Porch	Slab
Porch Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8373
Street Address	126 BOWDEN ST
City	COMMERCE
State	GA
Zip	30529-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 DEED BOOK 8A PAGE 531
Legal Lot Number	13
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4008
Census Tract	10400

Owner

126 Bowden St is owned and occupied by two individuals who acquired it in April 2021.

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 BOWDEN ST, COMMERCE, GA 30529-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 9, 2021	Warranty Deed, Transfer
Mar 6, 2019	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK
Jan 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Feb 27, 2002
Deed Document Number	20151869
Deed Book / Page	71F / 592
Last Transfer Date	Apr 9, 2021
Transfer Doc	00095J0748
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	126 BOWDEN ST, COMMERCE, GA 30529-2401
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BOWDEN ST, COMMERCE, GA 30529-2401

Mortgage

Document Number	00095J0000000750
Date	Apr 15, 2021
Book Page	000000095J/0000000750

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 9, 2021
Property Address	126 BOWDEN ST, COMMERCE, GA 30529-2401
Document Number	00095J0748
Book / Page	95J / 748
Instrument Date	Apr 9, 2021
Instrument	2021-001785
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BOWDEN ST, COMMERCE, GA 30529-2401

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	126 BOWDEN ST, COMMERCE, GA 30529-2401
Document Number	00083V0091
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 BOWDEN ST COMMERCE GA 305292401, COMMERCE, GA 30529-2401

Mortgage

Document Number	00083V0091
Date	Mar 15, 2019
Book Page	00083V/000091

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 25, 2019
Property Address	126 BOWDEN ST, COMMERCE, GA 30529-2401
Document Number	00083J0019
Book / Page	00083J / 000019
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 BOWDEN ST COMMERCE GA 305292401, COMMERCE, GA 30529-2401

Tax Assessment & Valuation

The 2025 property tax bill for 126 Bowden St was $2,633 with a homeowner's exemption, up 4.9% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,640 (-) Land $25,040 Building $76,600	$254,100 (-) Land $62,600 Building $191,500
2025	$2,633.00 (+4.9%) Homeowner's exemption	$101,640 (+10.96%) Land $25,040 Building $76,600	$254,100 (+10.96%) Land $62,600 Building $191,500
2024	$2,510.00 (+26.64%) Homeowner's exemption	$91,600 (+8.53%) Land $15,000 Building $76,600	$229,000 (+8.53%) Land $37,500 Building $191,500
2023	$1,982.00 (-6.73%) Homeowner's exemption	$84,400 (+27.42%) Land $15,000 Building $69,400	$211,000 (+27.42%) Land $37,500 Building $173,500
2022	$2,125.00 Homeowner's exemption	$66,240 Land $11,240 Building $55,000	$165,600 Land $28,100 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 Bowden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Bowden St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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