Monroe County property record for 86 Blackbeard Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,579 sqft · built 1963 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,000 (Sep 2001) |
| Tax Bill | $3,921 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00494160-000000 |
| Primary APN | 00494160-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 100 ft wide |
| Garage Type | Covered |
| Garage Area | 240 sqft |
| Porch | Florida Room |
| Porch Area | 82 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1610321 |
|---|---|
| Street Address | 86 BLACKBEARD DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 9 LTS 12 AND 13 PIRATES COVE PB3-18 KEY LARGO OR462-954/55 OR1722-818 OR2538-983D/C OR2538-981 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | PIRATES COVE |
| Legal Block | 9 |
| Legal Lot Number | 12,13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 970500 |
86 Blackbeard Dr is held in a trust since October 2011.
Source: Monroe County records, as of March 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8301 RALEIGH PL, CONCORD TOWNSHIP, OH 44077-8546 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2001 · Amount on File |
| Deed Sale | Sep 4, 2001 · Amount on File |
| Prior Sale | Feb 1, 1970 · Amount on File |
| Deed Book / Page | 1722 / 818 |
| Last Transfer Date | Oct 10, 2011 |
| Transfer Doc | 0025380981 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535,784 Land $320,000 Building $215,784 | $535,784 Land $320,000 Building $215,784 | |
| 2024 | $3,921.00 (+4.76%) | ||
| 2023 | $3,743.00 (+14.32%) | $512,594 (+16.47%) Land $310,000 Building $202,594 | $512,594 (+16.47%) Land $310,000 Building $202,594 |
| 2022 | $3,274.00 | $440,094 Land $237,500 Building $202,594 | $440,094 Land $237,500 Building $202,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Blackbeard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Blackbeard Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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