Monroe County property record for 74 Blackbeard Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 2000 |
| Lot Size | 0.111 acres (4,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (May 1994) |
| Tax Bill | $2,072 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00494200-000000 |
| Primary APN | 00494200-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,864 sqft (0.111 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1610364 |
|---|---|
| Old Parcel Number | 32613900494200000000 |
| Street Address | 74 BLACKBEARD DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PIRATES COVE PB3-18 KEY LARGO LOTS 17-18 BK 9 OR453-992/93 OR841-115 OR1296-2323T/D OR1305-1007Q/C OR1321-2178 RE 494210 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | PIRATES COVE |
| Legal Block | 9 |
| Legal Lot Number | 17-18 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 970500 |
74 Blackbeard Dr is owned and occupied by two individuals who bought it in May 1994.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 BLACKBEARD DR, KEY LARGO, FL 33037-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 1994 · Amount on File |
| Deed Sale | May 3, 1994 · Amount on File |
| Deed Document Number | 0130501007 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 74 BLACKBEARD DR, KEY LARGO, FL 33037-2343 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74 BLACKBEARD DR, KEY LARGO, FL 33037-2343 |
| Document Number | 0031050064 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 3105/64 |
| Instrument | 2324919 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PALM CITY, FL 34990 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $201,863 | $597,459 Land $320,000 Building $277,459 | |
| 2024 | $2,072.00 (+6.26%) | ||
| 2023 | $1,950.00 (+4.5%) Homeowner's exemption | $190,461 (+3%) | $572,128 (+12.97%) Land $310,000 Building $262,128 |
| 2022 | $1,866.00 Homeowner's exemption | $184,914 | $506,438 Land $237,500 Building $268,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Blackbeard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Blackbeard Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures