86 Bernard Ave, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 86 Bernard Ave, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	2,586 sqft · built 2002
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,900 (Jan 2003)
Tax Bill	$16,818 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-00785-0000-00008-02`

Property Details

APN / Parcel Number

Primary APN	`05-00785-0000-00008-02`
Alternative APNs	`05 00785-0000-00008-B` `0500785000000008000B` `00022504`

Interior

Stories	1 Story
Building Area	2,586 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Location & Zoning

Street Address	86 BERNARD AVE
City	EDISON
State	NJ
Zip	08837-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	75X200
Legal Block	785
Legal Lot Number	8.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2017
Census Tract	1805

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 BERNARD AVE, EDISON, NJ 08837-3065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2003 · Amount on Record
Deed Sale	Jan 7, 2003 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Book / Page	5131 / 871
Last Transfer Date	Sep 11, 2020
Transfer Doc	0000091243
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 24, 2020
Property Address	86 BERNARD AVE, EDISON, NJ 08837-3065
Document Number	0000091243
Book / Page	018045 / 001455
Instrument Date	Sep 11, 2020
Instrument	91243
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 BERNARD AVE EDISON NJ 088373065, EDISON, NJ 08837-3065

Mortgage

Document Number	91244
Date	Sep 24, 2020
Book Page	018045/001461
Instrument	91244

Lender

Name	1ST 2ND MTG CO
Address	CRESSKILL, NJ 07626

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,600 (-) Land $87,500 Building $195,100	$282,600 (-) Land $87,500 Building $195,100
2025	$16,818.00 (-0.03%)	$282,600 (-) Land $87,500 Building $195,100	$282,600 (-) Land $87,500 Building $195,100
2024	$16,823.00 (+0.51%)
2023		$282,600 Land $87,500 Building $195,100	$282,600 Land $87,500 Building $195,100
2022	$16,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20